Placing Your Privacy And Interests First
We are dedicated to protecting your privacy and your interests.
All information gathered from your use of this site or by any other method is kept confidential and not disclosed to a third party without your permission (unless we are required to so do by, law or by a regulatory body or to recover monies owed to us by you or to carry out credit checks or related checks regarding loans secured by property or HPI checks [car and V5C document loans]).
Typically, we do not conduct credit checks accept where stated (e.g. loans secured by property).
1. Code of ethics
We endeavour to ensure you an equitable amount of personal privacy and commensurate value, when you use our site and services.
You are protected under the Data Protection Act 1998. For further details of the Act please refer to: www.dataprotection.gov.uk
2. Cookies
Unlike many online lenders with whom, via an online application form or other online method, you apply for or secure a loan, we do not use cookies to gather any information about you.
A cookie is a small text file that is stored in your computer to record your visits to their site and store information about you.
3. Further Information on Data Protection and your Personal Privacy
For further information on data protection and privacy, submit your enquiry to us, using the 'enquiry form' to the right and on every page of this site and we will endeavour to reply to you as soon as possible.
4. You have a right to know how we will use your personal information. It is important that you read these terms and conditions as they set out how we may use your information.
How we use your information
We use personal information collected, to provide a loan offer based on items pledged. We will store and process your information on our computers and servers. By "your information" we mean personal and financial information we
(a) obtain from you or from third parties, when you apply for an account or any other product or service or which you give to us at any time
or
(b) learn from the way you use and manage your account(s), from your transactions and from the payments made to your account. We will use your information to manage your account(s), give you statements and provide our services, for research, assessment, evaluating and analysis and to develop and improve our services to you and other customers and protect our interests. With your permission, requested at point of submitting an enquiry, we may contact you from time to time with communications and offers. You can opt out from receiving these messages at any time but you will still receive communications required as part of any future loan applications you make.
We will use your information to inform you by post, fax, telephone or other electronic means, about other products and services (including those of others) which we believe may be of interest to you. If you are not eligible for a loan for which you originally applied at this time, unless you write to the address below, you agree that we may offer you an alternative service (including those of others). If you do not want to receive information about other products and services please contact:
Loan Against,
125 Queens Road
Weybridge
Surrey KT13 9UN.
England
You can request in writing from the same address, for a copy of the information we keep about you. An administration fee will be charged for this service. If you were introduced to us by a third party, we will give them your contact details and sufficient information about you for their accounting and administration purposes. We may give information about you and how you manage your account to the following:
(a) Parties who provide a service to us or are acting as our agents, on the understanding that they will keep the information confidential. If they are located in another country we will endeavour to ensure that they agree to apply the same levels of protection as we are required to apply to information held in the UK and to use your information only for the purpose of providing the service to us;
(b) any party to whom we transfer or may transfer our rights and duties under this agreement.
(c) we may also give out information about you if we have a duty to so do or if the law allows or requires us so to do.
Otherwise we will keep information about you confidential. Communications between us may be recorded and or monitored.
Law enforcement departments may access and use this information. We and other organisations may also access and use this information to prevent fraud and money laundering.
We and other organisations may access and use from other countries the information recorded by fraud prevention agencies. Your data may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998.
Company Information
We are registered at Companies House under number 06912229. Our main business is consumer lending and we provide short term loans in the form of money (loan principle) to borrowers in return for the repayment of the loan principle and the payment of interest due. We are authorised by the Office of Fair Trading and operate with a consumer credit license - number: 629591/1.
Registered Office: